I didn't know where to post this but I wanted to make sure as many people saw this as possible. I just had 2400 dollars stolen from my credit card through a paypal account. I just want people to be aware of the dangers of using these so called secure sites. The credit card company has insurance for this so it isn't going to affect me to much but if you don't have insurance you would have to pay for everything. We are going to try to get paypal to reimburse the money that was missed and therefore not covered by insurance but we will see how that goes. If they reimberse us for the money than they are a reputable business. I will keep people posted.
Paypal warning
- Thread starter Rbeitle
- Start date
no offense, but money doesn't just disappear from paypal accounts, i have done well over 100 transactions on paypal without a single problem, ever. there has to be more to the story than that.
i also know people who have done in excess of 1000 transactions with no problems whatsoever.
you have to be careful where you click and what kind of info you give out, that's when you really get into trouble.
i also know people who have done in excess of 1000 transactions with no problems whatsoever.
you have to be careful where you click and what kind of info you give out, that's when you really get into trouble.
NewVisionDragonZ
New member
I had this happen to me to someone took 250. We got are money back and they are now looking for the guy.
What probably happened was your computer was hacked by a trojan bot. The bot owner then stole all your passwords by accessing the database of passwords you have saved on your IE. They commonly look for banks or paypal logins. They then logged into your paypal and sent the money to themselves, or a middle man.
Just my thought on how it happened..
A good way to prevent it is to get a good anti-virus program, I recommend NOD32 or KAV. Then make sure to update your windows regularly. I also recommend switching to FireFox for your browser.
Best of luck to you, sorry it happened
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Just my thought on how it happened..
A good way to prevent it is to get a good anti-virus program, I recommend NOD32 or KAV. Then make sure to update your windows regularly. I also recommend switching to FireFox for your browser.
Best of luck to you, sorry it happened
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miguel camacho!
New member
^^well put. when and if you make ANY financial transactions using your computer, it is best to make absolutely sure that your computer is clean of all viruses. this includes a virus definition update plus a thorough scan of all hard drives.
it's unfortunate to hear that you took such a big blow there. but even aside from viruses allowing people to access your accounts, i just wanted to mention how lame paypal is about reimbursing in situations where goods are never shipped. i bought a corkbark leaftail a couple years ago from someone, i paid thru paypal, guy went out of the country the day he was supposed to ship and disappeared. i heard thru the grapevine he got caught trying to smuggle animals on his trip outside the country, so there was a valid reason that he wasnt around to refund my purchase. on the other hand, he got what he deserved (other than my money). paypal only reimbursed me $50 of the $200, and since the guy will be behind bars for a while, i dont know if ill ever get the rest of my money back.
so as a side-note, BE SURE TO BUY FROM SOMEONE WITH A GOOD REPUTATION!
it's unfortunate to hear that you took such a big blow there. but even aside from viruses allowing people to access your accounts, i just wanted to mention how lame paypal is about reimbursing in situations where goods are never shipped. i bought a corkbark leaftail a couple years ago from someone, i paid thru paypal, guy went out of the country the day he was supposed to ship and disappeared. i heard thru the grapevine he got caught trying to smuggle animals on his trip outside the country, so there was a valid reason that he wasnt around to refund my purchase. on the other hand, he got what he deserved (other than my money). paypal only reimbursed me $50 of the $200, and since the guy will be behind bars for a while, i dont know if ill ever get the rest of my money back.
so as a side-note, BE SURE TO BUY FROM SOMEONE WITH A GOOD REPUTATION!
I'm pretty sure there is. I could be wrong, but I'm pretty sure you can't sign it away or anything.
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This is what I just found with a quick search on credit card fruad.
FTC web site
If you lose your credit or charge cards or if you realize they've been lost or stolen, immediately call the issuer(s). Many companies have toll-free numbers and 24-hour service to deal with such emergencies. By law, once you report the loss or theft, you have no further responsibility for unauthorized charges. In any event, your maximum liability under federal law is $50 per card.
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This is what I just found with a quick search on credit card fruad.
FTC web site
If you lose your credit or charge cards or if you realize they've been lost or stolen, immediately call the issuer(s). Many companies have toll-free numbers and 24-hour service to deal with such emergencies. By law, once you report the loss or theft, you have no further responsibility for unauthorized charges. In any event, your maximum liability under federal law is $50 per card.
Credit Card Issuers sometimes act deceptive in trying to get you to pay things you don't legally owe. For instance they have a limited time to collect diliquent debts. For smaller amounts say 1000 for example it's not worth it legally to go after you typically. (i.e. court costs/laywers will be more then it's worth).
What they sometimes do is offer to give you a new credit card with the amount on it that you owe. The thing is you legally are not responsible for that debt anymore.
On one hand you might think they get what they deserve for being dead beat in the first place, my point is though that the companies can be tricky.
What they sometimes do is offer to give you a new credit card with the amount on it that you owe. The thing is you legally are not responsible for that debt anymore.
On one hand you might think they get what they deserve for being dead beat in the first place, my point is though that the companies can be tricky.
Haroldo
New member
Brian said:
The caveat to this law [and can lay way to interpretation/speculation] is actually contacting the credit card company in a reasonable time. I can't tell you how many cases I know of where there is an issue of identity theft and the victim had to jump through hoop after hoop, all the while being legally responsible for the debt. You can "report" loss or theft all you want, but if there are "unauthorized" charges on there before you do so, it certainly gets complicated.